Thursday, December 6, 2007

The Main Problem Facing Home Business Owners

What is the main problem facing home business owners today? No one has any clue how to market or sell their product. See the one great advantage of starting a home business, is also the one disadvantage. The one great advantage of starting a home business is you do not need much capital or experience to start. Now with those facts in mind, home businesses let everyday people start and run a business, which is great. But it also has it's drawbacks with some companies overpromising and under delivering, what's more these companies offer no solutions for the average person to market their product. If you have a business background then you will understand the ups and downs of starting a home business. Some people are starting a business for the first time and this is where the problem lies. People starting a home business for the first time may have been promised the world just to join the company and then once they start their business they have no training to help them out. Or maybe they expect to strike it rich in one month and when they don't, they quit and leave with a bad taste in their mouth.

Now it is not entirely the companies fault. Some people just have a get rich quick mentality and are just lazy plain and simple. I think people have not come to fully recognize what a home business is. It is your business you are responsible for running it not the main company. Many companies expect you to already know how to fully market and run a business. All the companies are giving you is an opportunity to sell their products and they handle all of the major parts of running a business for you. Now the companies are not entirely off the hook. Why? Many companies are claiming things they should not be claiming, like we will build your down line for you. Work only 10 minutes a day, which is the dumbest thing I have ever heard. If you owned a casino in Vegas would you only keep it open for 10 minutes and then shut down for the day? I highly doubt it. You must use common sense when looking at different home businesses to start.

Now most people starting a home business have no experience running a business ever. So there are many factors they will have to face. For example not wanting to make sales calls over the phone, not knowing how to generate leads, overcoming the fear of rejection, not knowing how to market online, not knowing how to market period and the list goes on.Now you may or you may not have a big bank account to advertise with, either way it really doesn't matter. Why? What good is having the money to advertise with if you have no clue on how to properly spend it. See in the business realm there are more crooks and scam artists cleverly disguised as legit businessmen. If you have no experience in business you will not be able to tell who is who, and I've seen people taken to the cleaners by paying these crooks and scam artists. And if you think Pay Per Click gets any better you are horribly mistaken. If you do not know what you are doing with Pay Per Click you will first be ineffective in your efforts and then you can lose a lot of money learning the hard way.

So what is the solution to all of this? First you must humble yourself and be willing to learn. Next you must look for a company or mentor to help teach you the in's and out's of properly running a home business. You want a company or person who is going to give you straight out answers, no hype or gimmicks. Once you have that you are ready to start your home business.

To take a look at some great business training click here

Money Talks-How Do You Make Money In Currency Trading?

Money Talks-How Do You Make Money In Currency Trading?

The question, "How do you make money in currency trading?" isbeing asked by investors and potential investors worldwide asthey witness the multi-year downturn trend of the US dollar andupswings in other currencies such as the Euro or Canadian Dollar.Only since 1999 have US citizens been allowed to trade foreigncurrencies at a individual level while investors in other nationshave done this for years. Trading currencies takes place in theforeign exchange (forex) market and is the largest financialmarket in the world with a $3.2 trillion US dollar a day averageturnover according to the Bank of International Settlement inApril 2007. With the market open 24 hours a day 6 days a week, itoffers more liquidity than the U.S. stock market or treasuries. And thanks to technology and the Internet, individual investorscan take advantage of opportunities to earn profits at home, onthe road or where ever they may be.

Currencies are traded in pairs such as the Japanese Yen/U.S.Dollar or Canadian Dollar/U.S. Dollar. Those that trade againstthe U.S. Dollar are most popular, with the U.S. dollar beingrepresented in over 86% of forex trades. Among the top currenciesthat do so are the Australian Dollar (AUD), Japanese Yen (JPY),British Pound (GBP), Euro (EUR), Canadian Dollar (CAD) and theSwiss Franc (CHF). These particular currencies float freely invalue and do fluctuate up and down. Many forces affect theirvalue, such as the economic health of the nation(s) behind amoney, interest rates, inflation, news in global stock markets,actions of central banks and so on. For example, in 2007 majorforces weighing on the U.S. dollar are the housing marketslowdown and foreclosures, bad debt such as subprime mortgagedefaults causing billions of dollars of losses to U.S.businesses, overall bad economic health in America, energy priceincreases in oil and interest rate cuts by the Federal Reserve.In another example, forces that are pushing the Australian dollarup are climbing commodity prices, a very strong economy, a lowunemployment rate and high interest rates with more potentialrate increases by the Reserve Bank of Australia in 2008.Fundamental reasons such as these or technical analysis usingcharts are what motivate investors to get in and out of the forexmarket, with the goal of making a profit. Trading in currenciesis tracked in movements called "pips". A pip is the smallestunit of price for all currencies. For example in a EUR/USD(Euro/U.S. Dollar) pair, a purchase price quote of the Euro being1.4821 to the US dollar, has the smallest unit of price fourplaces to the right of the decimal point. Any change in the pricefrom that position would be the reference point of profit or lossin a transaction. The USD portion of the pair is also known asthe quote, which would make each pip movement worth 1/10000 of aUS dollar. (There are 10,000 pips in one US dollar making asingle pip worth $0.0001.) The EUR portion of the pair is knownas the base. If you made a buy of 10,000 Euro base units at1.4821 and sold at 1.4846, your transaction would have a movementof 25 pips, and your profit would be $25.00 US (10,000 units x.0025 pip movement = $25.00).

When orders are placed through a broker/dealer, they go to aninterlinked connection of extremely large commercial banks thatbuy and sell foreign currencies. There is no centralized exchangeor physical location for the foreign exchange market. The forexmarket, which used to be the domain of banks, now includesmultinational corporations, global money managers, dealers,international brokers, futures and options traders and individualinvestors. Even the governments of nations get involved shouldintervention be required on their part to provide stabilizationof currencies.

Part of becoming profitable in foreign exchange means taking timeto do things to insure personal success. Positive steps includemaking the effort to learn about the forex market beforetrading, testing trading strategies with a demo account, notbeing highly leveraged and managing portfolio risk. Investorshave made large sums of money in forex, but remember that moneycan be lost in foreign exchange and one should consider theamount of risk and potential loss involved before starting, andthat such trading is not suitable for every person.

Tom Howze is editor of the Foreign Exchange Business Line (http://www.foreigne xchangebusinessl, designed to help businesses and individual investors with computing business profitability, business profitability goal ideas for foreign exchange, and providing up to date currency news(http://www.foreigne xchangebusinessl html#news)

Home Business Long Beach

Tips For Starting An Internet Home Business

Internet home businesses have been around for a long time, but
they become more popular each year as more and more people want
the freedom of working from home, being their own boss, and
making more money than working for someone else. If you enjoy
working from home and know your way around the Internet, then
you should consider starting your own business. If you are
insecure or you don't know which business you would like to
start, you can always maintain your full-time job and research
different business ideas to see which ones will be the most
profitable. You will be able to do this on a part-time basis if
need be.

Before you will be able to generate a steady profit, you will
need to consider how much time you can devote to starting a new
business. Because you need to create a website, marketing
campaign, and create a product to sell, giving yourself enough
time to get everything ready before searching for customers is
important. Depending on your skills, what you believe will sell
on the Internet, and the money you have to spend on a website
and marketing, you should create a business plan that outlines
all of these factors. A business plan will give you a better
idea of how long it will take to set up your business.

Even after setting up your business, customers may not flood
your website just yet. Because the Internet is so vast, you
should create a logo and a brand that is easily recognizable
when marketing your website. This will make it easier to market
your product. Understanding your market is the next step. Once
you understand your market, it will be easier to generate sales.
Include your logo on all advertising, email, and other materials
that you send. This can help make it easier to promote your

Promoting your product to different markets is another way to
increase sales. But before you begin marketing and spending
money marketing to groups that are not going to be interested in
what you have to offer, you should research different groups
online. Even if your product only appeals to one or two groups,
these groups may include enough people to be profitable. Testing
groups by placing an ad or two on specific websites or search
engine results pages can also help you narrow down which markets
yield the most profit.

You can track where web visitors are coming from in order to
get accurate results.
In order for your business to become successful, you need to
give it some time to grow. Once you have launched a marketing
campaign, you should take the time to track how many people are
visiting your site and where they are coming from. In areas
where there seems to be more traffic, consider adding additional
ads in order to bring in even more people. Once visitors turn
into paying customers, you will begin to see an increase in
profits and you won't have to spend as much time marketing your

About The Author: To learn more about this topic visit:
http://www.home- business- or
http://www.automati c-income4u. com

Money Talks-Making The Most Money With An Affiliate Program

Money Talks-Making The Most Money With An Affiliate Program

Affiliate programs may seem confusing to you, but they are someof the easiest ways to make money using the internet. Anaffiliate program is one where you are paid to help sell aproduct that another company has to offer. You may get paid foran actual sale, for sending the customer to the company or evenjust for having the client click on a link to the website of thecompany that you are an affiliate for. All you really need tostart making money with an affiliate program is a website.Consider yourself as a middle man. Through your marketingefforts, you lead others to the product and they deal with thehead company once you have helped them to find the products orservices that they are interested in.

When looking into becoming an affiliate partner, there areseveral things that you need to consider before jumping into onecompany over another. The first is the product that you will beselling. You should be well informed about the product. You willnot make money if you are unable to sell this product, and tosell a product, you must be able to give as much information topotential clients about it as you can. You must feel comfortablewith selling the products or services from that company as well.If you do not like the product or think that it needs some work,then you will be less likely to sell the product to others as itis your reputation on the line when you endorse it. It isimportant to know whether those products and services will bemarketable in the area that you live in, as you may be online,but you will also bring in potential buyers that live in yourarea.

The company that you are considering selling for is alsosomething that you should look at. You need to be secure inknowing that you will be paid for helping the company make aprofit. Research the company to find out how long they have beenin business and the type of reputation that they have with pastemployees, current employees and past clients. You do not wantto work for a company that has a past history of not paying theemployees or providing less than quality products and services.Will the company offer you support and help to train you ontheir products and rules? You do not want to find yourself in asituation that you are not sure what to do or how to market theproduct, because you have not been given the proper training.The bottom line with affiliate programs is to be successful;first find a company that you can put your trust into. Second,have a product line that you believe in and feel that theproducts are need and useful to the public. And last, but notleast, You must be able to visualize yourself being successfuland excited in promoting the business and it's products. Withthe right products and company, you will be able to make a lotof money in a short amount of time!

Copyright © Jim SperlichAbout The Author: To find the best home based business ideasand opportunities so you can work at home visit:http://www.HomeBusi nessMoneyWizard. com

Home Business Oklahoma City

Money Talks-Making Money With Your 1st Or 50th Website Using Google Adsense

Money Talks-Making Money With Your 1st Or 50th Website Using Google Adsense

If you are just starting online with your first website, you havequite a learning curve in front of you. I know that your learningcurve is still long, because I have been making money online foryears, and I am still learning new stuff everyday.Every year, more people are coming online. And every year, peoplestruggle to figure out how to tap into the economic enginepowered by the Internet. The one thing that newcomers to theInternet frequently fail to realize is that those of us, who aremaking the most money online, spent years learning our trades.

The good news is that Internet newcomers have one major advantagethat my mentors and myself did not have when we started ouronline enterprises. The newcomers have people like us who arewilling to teach others what they have learned.

First And Most Important Lesson To LearnThere are three kinds of commercial websites on the Internet:product/service merchants, advertising providers, and non-profitwebsites.Now, the Red Cross and the United Way are non-profit websites bychoice and mission. But, the majority of non-profit websites onthe Internet were designed to be for-profit websites, but thewebsite owner will have been lucky to have earned enough to paytheir web hosting costs.

By the end of this article, I hope that I will have provided youenough information to be able to turn any non-profit website intoa profit generating machine.Merchants sell services. They also sell products made by othersor themselves. Some merchants produce their own informationalbooks and e-books, on a wide variety of topics.

Many people make the mistake of assuming that they do not knowanything of value that other people would want to know. But, thatjust isn't true. Call me an optimist if you will, but I believe everyone knows something that other people would be willing to pay a certain amount of money to learn.

Ii is a fact that some of the smartest online entrepreneurs Iknow make a lot of money by writing and selling books ande-books, on topics ranging from cryptograms(http://www.cryptogr amsbylouise. com/), to how-to cure acid reflux(http://www.refluxgo neforever. com/), to finding the hero within(http://www.herosoul .com/), to how to be more successful with anonline business.

I have bought many e-books and I have to say that some werebetter than others, but all of them helped me to learn what Ineeded to know in order to be successful with whatever endeavor Iwas undertaking.Advertising Providers build websites with the intent ofattracting a huge and loyal audience, so that advertisers willconsider their website to be a good place to spend theiradvertising dollars.

In those dark days before Google Adsense(http://adsense. and Yahoo's Publisher Network(http://publisher., we little guys were just toughout-of-luck if we wanted to sell our advertising space through alarger network of advertisers.I remember having a website that was finally serving one thousandunique page views per day, or 30,000 page views per month. Iremember thinking that it was time for me to see whom I couldsell advertising space. So, I started doing my research.

I looked at one advertising network, and then another, andanother. Without fail, most advertising networks required onemillion page views per month in order for a website toparticipate in their network. I was just poop out of luck.So, I started advertising space on my site to my visitors. I soldsome advertising, but I did not make a living doing it. The mainissue here is that the people on my site are looking to learnabout travel and other things, and advertisers generally spendtheir time on sites learning about doing business online.

Then in 2003, it all changed with the rollout of Google Adsense.Suddenly, all I needed to do was to apply to participate inGoogle's program. On approval, I could add one little piece ofjavascript code to my website, and I could start earning moneyfrom Google immediately, by making their client's advertisingavailable on my own website.Finally, my information website had a method for earning moneythat did not require for me to spend all of my waking hourschasing one sale after another.

Some BackgroundWhen I started my first online business, I had set up an Yahoostore ( com). I did very well with it, but aftera couple years, I realized that I did not want to keep doing thesame thing for the rest of my life.Three rooms of my home were committed to storing merchandise thatI was buying for resale. When I made a product purchase, I had totake photos and then sit down to my computer, upload the imageand make an appropriate product description. Then I had to spendall of my spare time, making new listings at Yahoo and running tothe post office to ship the merchandise I had sold.

One day I realized that the reason I had started my business isto provide my family a better standard of living. I hadaccomplished that goal, at the cost of time with my family. I wasliterally working from the moment I got out of bed, until Icollapsed into my bed at the end of the day.After parting ways with Yahoo, I researched other profit modelsand settled on a membership site. In order to be successful witha membership website, one must be willing and able to add newgood quality content to the website at least three or four timesper week. That is a job in itself.

While my membership site did well monetarily, I found myself in aposition similar to when I had my Yahoo store. I was spending allof my spare time with my business and not my family.Finally, I Wrapped My Head Around The SolutionWhat I needed for myself was a website where I could sell otherpeople's products and services, then let the other person handlethe entire process of collecting the money and delivering theproduct or service. I needed to build my business in such a waythat I could build my website, when I wanted to invest the time,and I could collect my checks at the end of the month.The advertising website is the best kind of site to have whenyour goals are the same as mine.

So, I embarked on building a website that had information on awide variety of topics.Three years after I started my current website, Google launchedtheir Adsense program. I applied to Google's Adsense program andwas accepted within just a few days. I then applied my GoogleAdsense code to my website.Over the years, I have been building links to my website so thatpeople could find me. The articles and directory links haveproduced good traffic results for me on a consistent basis, sinceI started the process of building them.

The Next Lesson Can Literally Double And Triple Your IncomeWhen you undertake to design a website that will hostadvertising, don't be shy about it!• Don't stick your advertising in a corner somewhere; • Don'tdesign your advertising to look like something other than anadvertisement; • Don't be afraid to test your advertisingplacement; • Don't be afraid to tell people that they can buyadvertising on your website; • Don't be afraid to charge goodmoney to advertisers to have a placement on your website.Don't be afraid and don't be shy. Your reason for puttingadvertising on your website is to give YOU a way to make moneyfrom your work. But, in order to keep your advertisers happy, youneed to make sure that they get a good return for theirinvestment.When you can help your advertisers make money, then you will byextension earn money from your website. It is a beautifulconcept; when I help put money in my advertiser's pockets, theyput money in my pocket.

Specific Tips To Maximize Your Advertising Click-Through Rates(CTRs)The default link color on the Internet is blue; so make the linksin your advertising blue.The default text color on the Internet is black; so make the textin your advertisement black or whatever color is the default textcolor on your website.Make your advertisement block stand out from the rest of thecontent on the page. Putting your ads directly in your visitor'sface is good. Within a text block, I have found the 300x250 to bethe most effective ad block size. To see an example of the300x250 text block in action, view my blog here:http://www.clintond ouglasiv. com

Other ad block sizes that we have seen good results include: the728x90 leaderboard, 468x60 banner, and the160x600 wideskyscraper.Be The Next Advertising Success StoryI advised a friend of mine to make these kinds of changes on hisown website. He already had great traffic, but he was not makingas much money as I thought he should be making.On my suggestion, he changed his Google ads from the bottom ofhis left sidebar to the main part of his pages. He told me thathis CTR increased from 0.8% to 2.4%. I told him to change his adsfrom the 468x15 link unit to the 468x60 banner ad. He told methat his CTR increased from 2.4% to 4.7%. Then I told him tochange his links from black to blue. Within just a few weeks, hereported back to me that his click-through rates jumped again,this time from 4.7% to 7.8%. He even reported that on someindividual days, his new layout generated as high as 11.4% CTRs.On my friend's website, his CTR jumped from 0.8% where it hadbeen for a couple years, since he started using Google Adsense,to 7.8% on average. While most webmasters will see an averageincrease of two- to three-times, my friend has experienced anearly tenfold (+9.75%) increase in his advertising revenuethrough that website.What could you do with ten times more advertising revenue fromyour website? You will never know until you implement these kindsof changes on your website to increase your own advertisingrevenue.

Clinton Douglas IV, writes E-Business articles. "In less than 7 Days" you could have your own Highly Profitable Website. Visit his site now; Read the insider secrets to Building an Online Empire ==> Learn how to make fast online money by visiting: http://online- empire.vasrue. com/

Home Business Portland

Get Paid To Give Away Credit Cards - Is This A Legitimate Home Business?

There is a new type of home based business where you can get
paid to give away credit cards. At the time of writing, this new
type of business is still treated with caution by some people
and is not widely available. It is early days, but I have a
feeling that giving away credit cards is going to be a popular
way of making money at home and might even overtake the online
survey and online data entry business in the ways to make money
at home charts. If I am right, in a very short time, we will
start to see new credit card promotion programs springing up in
copy-cat style offering people generous commissions to promote
credit cards.

When you consider the fact that this business involves you
showing people where they can easily obtain something they want,
you will understand how easy it can be to make money giving away
credit cards. This is one of the best home based business ideas
currently on offer for three reasons:

1. It involves promoting an in-demand product;

2. The way the program is set up makes the business very simple
to work at;

3. The business is ideal for promotion both online and in the
bricks and mortar world.

First, a quick word about the way the credit card promotion
business is set up. (The set-up I describe belongs to one
particular credit card promotion company but, it is a pretty
safe bet that the copy-cat companies will adopt a similar
system.) The company provides a pre-built customizable website,
promotional tools, and full training on how to promote the
business. The training covers offline promotion as well as
Internet advertising and includes using free advertising
resources. In addition you will be given some nice bonuses (eg
personalized business cards). The website will be automatically
updated, so you don't need to know anything about coding web
pages. Free hosting is provided for your website, so there are
no hosting fees for you to pay.

Back to the question of whether this is a legitimate way to
earn money. I can fully understand why people would have
reservations on this point; I always shy away from the idea of
promoting an unknown company offering loans of any type. There
are probably honest companies offering some of these credit
facilities but I would not like to have to live with the idea
that I might be promoting loan sharks. You can easily clear your
mind of this kind of doubt in regard to promoting credit cards:
a look at the names of the credit card companies included in the
program will reassure you because you are bound to recognize
some, if not all, of the banks involved.

Another reassuring thing about giving away credit cards is that
you are not trying to persuade people to sign up for any one
particular credit card: you are offering a choice, so they can
pick the credit card that best suits their individual needs.

To sum up the situation: giving away credit cards is an
excellent way to make money working at home. It is a legitimate
home business and a fairly easy way to earn money from home.

About The Author: To learn more about how you can get paid to
give away credit cards visit Elaine Currie's Top 30 Work At Home
Directory at
http://www.huntingv homebusinessarti cles/canyoumakem oneygivingawaycr editcards. html
featuring the best home business for women at